Privacy Policy

We value your privacy and recognize the importance of maintaining the privacy of your Personal Information and appreciate your trust in us.
AAS Investment and Distribution Private Limited (“AAS”/ “Company”/ “We”/ “Our”/ “Us”), a private limited company incorporated under the Companies Act, 2013 (CIN: U65990WB2020PTC241662) may become privy to some Personal Information (defined below) provided by individuals (“Users”/ “You/Your”), including information which may or may not be of confidential in nature.

For all intents and purposes of this Privacy Policy (“Policy”), Personal Information shall mean any information provided by You and/or available with the Company, which helps the Company to identify You. However, no such information which is already available in public domain, or which can be furnished under Right to Information Act, 2005 or any law in force in India, shall be considered as Personal Information under this Policy.

This Policy will help You understand:

  • the types of information we collect from You through our website, mobile applications, and other online services (“Platform”)
  • how the information is used and stored
  • the intended recipients of such information
  • and how the information is protected

By accessing or browsing the Platform, signing up for the Services, or providing us with your Personal Information in any manner, You agree to the terms of this Policy.

Collection of Information

1. Information You Voluntarily Submit

We collect Personal Information when You:

  • contact Us with inquiries
  • register for access to the Platform
  • purchase products or Services

2. Using AAS’s Platform as a Visitor

We collect technical data such as:

  • pages visited, time spent, IP address
  • device information (OS, browser, etc.)
  • system activity and referral URL

3. Interaction with AAS’s Promotional Material

Collected data includes:

  • engagement data from promotional emails and newsletters
  • any Personal Information you provide during such interactions

4. Using AAS as a Registered User

Information collected includes:

  • Full name, contact/address details, PAN, demat details, place of birth
  • Financial details (income, net worth)
  • Legal/compliance data (PEP status, FATCA, etc.)
  • Technical data (IP, browser, device data)
  • Consent-based access to investment data via Account Aggregator and MF Central

We use your consent as the legal basis for processing your Personal Information.

Information We Collect from Others

We may receive your information from:

  • third-party websites or apps as part of an integration
  • service providers performing functions under contract

Automatically Collected Information

Includes:

  • IP address
  • Device and browser type
  • Usage patterns (page views, clicks, etc.)

Cookies

We use:

  • Session cookies (expire when browser is closed)
  • Persistent cookies (remain until manually deleted)

Use of Your Information

We use your data to:

  • Provide and manage our services
  • Respond to support queries
  • Send relevant communication (with opt-out option)
  • Improve your experience on our Platform
  • Ensure security, detect fraud
  • Personalize content
  • Verify your identity

Links to Third-Party Platforms

We are not responsible for the privacy practices or content of third-party platforms.
Please review their respective privacy policies when interacting with them.

How We Use Technical Data

We use tools like Google Analytics and may use other third-party vendors for:

  • Usage tracking
  • Security monitoring
  • Device activity tracking

You consent to this use under our Policy.

Access and Update Your Information

To review or correct your Personal Information, email us at:
[email protected]

Disclosure of Information

We do not sell, rent, or transfer your Personal Information except:

  • where required by law
  • to comply with regulatory authorities
  • with service providers under strict contracts

Payment Information

All payment data is processed via PCI-DSS compliant third-party gateways.
AAS does not store your payment information.

Retention of Personal Information

We retain your data as long as necessary to:

  • Provide services
  • Comply with legal requirements
  • Protect our rights

Data is deleted once no longer needed.

Personal Information of Minors

We may collect data of individuals under 18 via parental or guardian consent.
Such data is handled per this Policy.

Customer Care

Contact Person: Mrs. Sameen D. Lepcha
Email: [email protected]

Deletion

If your data is deleted or consent withdrawn, you may lose access to some or all services.

Security Practices and Procedures

We use:

  • Encrypted servers and secure storage
  • Cloud hosting with best practices
  • Strict access control
  • Employee training

While we strive for security, no system is 100% secure. In case of a breach, we will notify you and take necessary actions.

Use of Google API Server Data

AAS’s use of Google API data complies with Google API Services User Data Policy.

Data Transmission and Storage

Your data is transmitted using HTTPS and stored securely with encryption or hashing.

Consent Withdrawal

To withdraw your consent, contact us at:
[email protected]

Grievance Officer

Name: Mrs. Sameen D. Lepcha
Email: [email protected]

Legal Obligation and Jurisdiction

We comply with India’s Information Technology Act, 2000.
All disputes are governed by Indian law.

Updates to This Policy

We may update this Policy from time to time.
By continuing to use the Platform, you agree to the updated terms.

Last Updated: May 20th, 2025